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Are Those Credit Card Rewards Really Worth It?
Recent article from Sandra Block of the GuampDN.com discusses the process of reconsidering those credit card rewards. Cardholders typically willy apply for a credit card, where lenders will be cherry...
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New FICO 8 Credit Score That Could Change Everything
The latest version of the FICO credit scoring model, called FICO 8, purports to give banks and lenders a more accurate picture of which consumers represent better and worse credit risks. The FICO...
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New FICO 8 Credit Score May Alter The Lending Landscape
A drop in your credit score, even by a couple of points, could mean you’re not eligible for a mortgage, and that could mean big problems for lots of people. FICO scores have ruled the lives of...
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FICO Believes Delinquencies At Risk of Spiking If Economy Lags
A new FICO survey says that while credit card delinquency rates are decreasing right now, and have been for the past two years, if the economy doesn’t turn around soon, they could shoot up fairly...
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Credit Card Debt in the United Kingdom Lingering Dangerously
A recent report on credit card usage in the United Kingdom signals an alarming trend – consumers are paying off debt more slowly than they have at any point in time over the course of the past two...
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Credit Scores Aren’t Quite As Reliable As You May Think
Your FICO credit score has a huge impact on your life. If you pay a bill late, inquire about your current credit score, or even use your credit card on a regular basis, it becomes part of your score....
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Poor Credit Scores Stalling Housing Recovery
The economic crisis had damaged the credit scores of many Americans, and as a result, those hoping to qualify for a new mortgage may not. In 2008, approximately 50 million consumers watched their...
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Card Issuers Want You to Open a New Account for the Holidays
There are so many credit card offers available to consumers right now. It can be difficult to find which is right for you or even decide if you truly need another card. Before you jump on getting a new...
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Debunking the 4 Biggest Credit Card Myths
Despite the Consumer Financial Protection Bureau’s efforts to make the credit industry easier for consumers to understand, credit cards have spawned more myths than The Iliad. Though recent pieces of...
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Impact of Inquiries on Your Credit Report Overblown
If you are thinking of applying for a new credit card, but are hesitant because you don’t want to lower your FICO score, think again. While it is true that when you apply for a new credit card that...
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